Subsidence: Identifying and Preventing Ground Movement Damage

What Does Subsidence Mean in Terms of a Disaster?
Subsidence is the gradual sinking or settling of the ground, often causing structural damage to buildings. Property and casualty insurance define subsidence by its potential to cause foundation issues, cracks in structures, and property damage. Identifying subsidence involves observing ground settlement, structural cracks, and tilting of buildings. Insurance coverage for subsidence may vary, so it’s important to review your policy to understand coverage specifics.

What Are the Possible Risks Associated with Subsidence for My Home?

Subsidence can lead to gradual sinking or sudden collapse of the ground under a home, causing structural damage. This can render the home unsafe. Temporary relocation may be needed until the cause of the subsidence is addressed and repairs are made.

How Do I Prepare My Home for Subsidence?

For subsidence preparation, regularly inspect your property for signs of ground movement or cracks in the foundation. Have your home inspected by a professional if you live in an area prone to subsidence. Maintain good drainage around your home to prevent water accumulation. Keep emergency supplies and a family communication plan ready.

Additional Preparation Steps:

- Install a rainwater harvesting system to control runoff.
- Avoid excessive water use in high-risk areas.
- Fill depressions and holes immediately to prevent growth.
- Have an emergency evacuation plan.
- Ensure your insurance policy covers subsidence damage.


What Do I Do If My House Is Damaged by Subsidence?

Subsidence can cause significant structural damage to homes, making it important to know the steps to take afterward for safety and recovery. Here are some essential tips to help you navigate this challenging period and secure a comfortable temporary home with Homads.com.

Safety should be your first concern. Avoid areas showing signs of subsidence, such as cracks in the ground or building structures. If safe, turn off gas, electricity, and water to prevent additional hazards. Document any damage with photos and videos for insurance claims, and keep a record of all communications with your insurance company.

Begin the cleanup process by assessing the stability of your property. Remove debris carefully and dispose of items that cannot be salvaged.

Finding temporary housing is crucial if you find yourself displaced due to subsidence damage. Homads.com offers a wide range of mid-term rental solutions that provide you with a comfortable place to stay while your home is being repaired.

Explore your options and secure a rental that feels like home, even if it's just for a while. Visit Homads.com today and take the first step towards restoring normalcy in your life.

Remember, home is where you make it – even if it's just for a few months.